It is not hard to find a rideshare driver in Huntsville, as this service has become popular throughout the city and the state. While they add convenience, the flood of drivers also increases the risk of a crash. The unfortunate reality is that Uber/Lyft/rideshare accidents in Huntsville have the potential to cause serious injuries.
You have legal rights after an accident with a rideshare driver, but it is still important to have someone on your side, like a skilled car accident attorney. The Outlawyer® will make sure you are treated with respect in the court system while aggressively seeking the compensation you deserve.
In most cases, you cannot sue Uber or Lyft directly after a crash. These companies classify their drivers as independent contractors, which limits their responsibility for a driver’s actions. That said, there are times when you may still hold a rideshare company accountable. If the company failed to properly screen a driver, ignored safety complaints, or allowed an unfit driver to stay on the platform, you may have a claim based on direct negligence.
Even when you cannot sue the company itself, you can often pursue compensation through its insurance coverage. State law requires companies like Uber and Lyft to provide large liability policies that often cover their drivers when they are responsible for an Uber/Lyft/rideshare crash in Huntsville.
The key is understanding which insurance policy applies and when. An attorney can review the details of your case, identify the available coverage, and help you pursue the full compensation you deserve.
Rideshare drivers face a host of potential hazards. Some of them are common to all motorists, while others are more of an issue in the rideshare world. An Uber/Lyft/rideshare accident can happen in Huntsville for the following reasons:
Drivers frequently check their phones for ride requests, directions, and passenger messages. Even a quick glance away from the road can lead to a serious collision.
Many rideshare drivers work long hours or drive as a second job, which leaves them vulnerable to fatigue. Fatigue slows reaction time and affects judgment, especially during late-night shifts.
Drivers may rush to complete more trips and increase earnings. While speeding is always risky, it is especially dangerous for rideshare drivers who are in unfamiliar areas.
Drivers often rely on GPS in areas they do not know well. This can be dangerous, as it can distract the driver. Other factors also matter, such as hazards that drivers might not immediately notice.
Rideshare insurance coverage depends on what the driver was doing at the time of the crash. The amount of coverage can change from one moment to the next, and matters when it comes to a Huntsville Uber/Lyft/rideshare vehicle collision.
If the driver is not logged into the app, only the driver’s personal insurance applies. Once the driver logs in and is waiting for a ride request, limited coverage from the rideshare company may apply, often with lower liability limits.
The highest level of coverage applies when the driver is on the way to pick up a passenger or actively transporting one. In those situations, Uber and Lyft typically provide up to $1 million in liability coverage, along with coverage for uninsured or underinsured drivers.
If you have been involved in any Uber/Lyft/rideshare accidents in Huntsville, you could benefit from speaking to an attorney. Finding the right legal counsel is important, and The Outlawyer® is here to protect your rights every step of the way. Call today to learn more and to discuss your case.